Florida Home Inventory (FHI) provides Home Inventory Services for the states of Florida, Alabama, Georgia and Tennessee. FHI's main office is in Apopka, Florida. Home inventories have become necessary to provide evidence and a record of your personal property items located in any building structure. A building structure maybe considered a primary, vacation or secondary home, an office, a condo, townhouse, apartment or even a nursing or retirement room. Any property item located at your home and used for personal use may be considered a personal property item. Property items may include, but may not be limited to, furniture, jewelry, antiques, artwork, collectibles, kitchen and laundry room appliances, plates, cups, clothing, rugs, window treatments, computer equipment, televisions, musical instruments, clocks, mirrors, linens, lawn mowers, yard equipment, homeowners tools, and even sports equipment. It is important that you review your insurance policy or contact your insurance agent to find out what are considered personal property items and what items are covered by your policy before you have to file an insurance claim.
Our Home Inventory Service can help you maximize insurance claims as well as make the claims process smoother. Insurance companies generally are helpful and cooperative when processing a claim, but they don't come to you with a blank check. Having a record of your lost personal property items may help process your claim faster. The Insurance Information Institute states, "the more documentation you have regarding your possessions, the better your insurance company will be able to handle your claim. Your claim will be processed more rapidly than otherwise without documentation and you are more likely to collect in full." Most insurance companies want you to have a a Home Inventory Report of your personal property items. You shouldn't wait for a catastrophic disastrous event to occur before having a professional Report. A benefit of having a Report is it permits you to digitally see what you own and then determine the value of each item. This permits you to determine if you have enough personal property coverage in your insurance policy for all the property items you own. I can help insure you have enough personal property coverage to get reimbursed for any property items lost, if you suffer a disastrous event.
FHI's Home Inventory Service will record your personal property items using our unique secure digital recording equipment and process. The report is certified by our technician for additional verification of the personal property items depicted on the date of inventory at your home's location. After the inventory recording, FHI provides you with a customized digital report of your personal property items. In addition to your customized report, you will also receive, FREE, our book entitled "Protect Your Personal Property From Disasters, A Guide To Developing Action Plans, written by Eddie Dalrymple. This industry first guide which will permit you to develop action plans to protect your personal property items from over 15 different types of primary and secondary disastrous events, such as Hurricanes, Wildfire, Landslides, Tornados, Sinkholes and even Space Weather. Your action plan can permit you to develop procedures to protect your personal property before the event and during the event. It can also help you develop procedures to recover from the event. Contact us for more information and a free price quote for our industry leading home inventory service at our email, info@floridahomeinventory.com or by telephone at 352-559-3442. Do not procrastinate, it may be too late after the disastrous event.
Other Uses for your Home Inventory Report than an Insurance Policy?
There are other uses for a home inventory report.
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The home inventory report can be attached as an exhibit to a Will, Trust, & Estate Legal Documents. Specific personal property items can be listed and depicted in the report to be given to specific beneficiaries.
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It can be used in Prenuptial and Divorce Agreements. Especially in second marriages, where each future spouse may wish certain personal property items to not be included in the marriage.
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You may use the home inventory report to document your Income Taxes. A depiction of the condition of your personal property items on a specific date by an impartial third party may be beneficial for tax purposes.
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You may use it for Financial Planning or for an Asset Valuation for Loans. A depiction of the condition of your personal property items on a specific date by an impartial third party may be beneficial to receive a loan where the property may be used as collateral.
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It may be helpful for Bankruptcy Documents to verify the existence of exemption of statutory personal property.
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If you a planning on Moving and Transporting your personal property items, a home inventory report could be important to depict the condition of the personal items prior to the move or transport your items for moving insurance.
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If you are a landlord or even a tenant, Leasing a Furnished Rental Property, a home inventory report documenting the condition of the personal property items located in the rental home would depict the condition of personal property items prior to leasing.
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